We learn to count since our childhood days right through our formal educational years. Creating a balance between the two opposites is everything like the yin and yang, worldly task and the world after, how much you eat and how much energy you need as well as what you need and what you desire. Achieveing a balance in life regarding your actual needs and what your heart desires can either be a straightforward or gut wrenching task. That depends on how discpline you are or how creative you want to be.
Discipline means you have to write down the items you need on a list when you go out shopping thus avoiding the possibility of buying items not on the list. Some go to the extent of writing all the items needed and all the items desired and cancel out items not needed or items they can do without, that is after much consideration, explanation and open minded intellectual discussion.
Creative means you can beg your partner/spouse in letting you have that all multipurpose-rust-free-one-size-fits-all tool box that you have always wanted, that could help you with the fix-it chores (which you actually have no time to do) around the house. Or the all multipurpose-easy-cleaning-one-dish-for-all oven that could let you prepare a variety of meals with one single cooking that could save a lot of cooking time which means you have more time to spend on the family.
Creative here can also mean you can have a garage sale:
Of items you do not need anymore which can still be put to good use by others for example your children's clothing which they have outgrown. The stuff that do not fit them anymore. Yes you may have bought them in good memories of your kids but you will get that chance of buying and deciding clothings that is best for your kids for some time to come. Why keep your wardrobe piled up with clothings you/your children do not use anymore? Why keep boxes of old clothing piling up in the attic when you can have more space? Remember, what is junk to one is treasure to another.
Of items that you have twice as much for example when you receive the same kind of gift from different guests, two-of-a-kind items; who needs 3 rice cookers of the same brand and of the same capacity? who needs 3 irons when there is only one family in the same household (unless you live with your parents!) This also holds true especially for the newlyweds. If you do not want to sell of the items, you can also give them away as gifts (you can save money on that you know), ensuring you do not give the item to your friend who gave it to you i.e. its original giver.
Of items you can do without but you have received them as gifts, for example the bread maker. Some people would say that why sell it of when you got it for free/as a gift. They would surely say that who knows you may need it some time in the future. Be frank, logical and rational to yourself. You hardly cook, you hardly bake your own bread. Wait a minute, you do not even take bread. You can use the money through the sale, for other item that you really need. You'll find the money in your pocket is better than all the clutter in the house.
Of items that have been lying around for sometime and not being used, for example the books that you have read, not once but a couple of times which are not in your favorite collector's items list. Unless you are building your own private library, the books can be go on sale. Always look on the bright side. You let others enjoy what you have read when they buy the books (not before i.e. reading from cover to cover during your garage sale). And you get to buy new books of interest with the money from the garage sale.
There a lot of other things that I can say about being in charge (wisely) of your finance. What I have said would be enough for the time being though I may well write on the subject again. In respect to that I am announcing a sale of two items of my own (to start the ball rolling for the garage sale):
First item for sale is:
A 630 square feet low cost apartment with 3 rooms, a bathroom and a toilet. It is located on the second floor of a 10 floors building (if I recalled correctly). This is an intermediate basic unit. The building is equipped with elevators on each side of the building. The area is in Bandar Baru Klang and less than 10 minutes drive to KL, Klang, Port Klang, Federal Highway or the NKVE. Selling fast at its cost price RM50,000 or neareast offer
Second item for sale is
A 2001 Suzuki VS125 scooter. Silver colored, in good condition with scheduled service, proper maintenance and handling, with original parts. Never involved in any accident and looks like a new bike. Selling fast at the price of RM3000 negotiable
All enquiries can be directed to this e-mail: lanhijau@yahoo.com. This is also my way of checking whether blogs can be a new tool for marketing, for business ventures or could be the next in-thing for business.
Discipline means you have to write down the items you need on a list when you go out shopping thus avoiding the possibility of buying items not on the list. Some go to the extent of writing all the items needed and all the items desired and cancel out items not needed or items they can do without, that is after much consideration, explanation and open minded intellectual discussion.
Creative means you can beg your partner/spouse in letting you have that all multipurpose-rust-free-one-size-fits-all tool box that you have always wanted, that could help you with the fix-it chores (which you actually have no time to do) around the house. Or the all multipurpose-easy-cleaning-one-dish-for-all oven that could let you prepare a variety of meals with one single cooking that could save a lot of cooking time which means you have more time to spend on the family.
Creative here can also mean you can have a garage sale:
Of items you do not need anymore which can still be put to good use by others for example your children's clothing which they have outgrown. The stuff that do not fit them anymore. Yes you may have bought them in good memories of your kids but you will get that chance of buying and deciding clothings that is best for your kids for some time to come. Why keep your wardrobe piled up with clothings you/your children do not use anymore? Why keep boxes of old clothing piling up in the attic when you can have more space? Remember, what is junk to one is treasure to another.
Of items that you have twice as much for example when you receive the same kind of gift from different guests, two-of-a-kind items; who needs 3 rice cookers of the same brand and of the same capacity? who needs 3 irons when there is only one family in the same household (unless you live with your parents!) This also holds true especially for the newlyweds. If you do not want to sell of the items, you can also give them away as gifts (you can save money on that you know), ensuring you do not give the item to your friend who gave it to you i.e. its original giver.
Of items you can do without but you have received them as gifts, for example the bread maker. Some people would say that why sell it of when you got it for free/as a gift. They would surely say that who knows you may need it some time in the future. Be frank, logical and rational to yourself. You hardly cook, you hardly bake your own bread. Wait a minute, you do not even take bread. You can use the money through the sale, for other item that you really need. You'll find the money in your pocket is better than all the clutter in the house.
Of items that have been lying around for sometime and not being used, for example the books that you have read, not once but a couple of times which are not in your favorite collector's items list. Unless you are building your own private library, the books can be go on sale. Always look on the bright side. You let others enjoy what you have read when they buy the books (not before i.e. reading from cover to cover during your garage sale). And you get to buy new books of interest with the money from the garage sale.
There a lot of other things that I can say about being in charge (wisely) of your finance. What I have said would be enough for the time being though I may well write on the subject again. In respect to that I am announcing a sale of two items of my own (to start the ball rolling for the garage sale):
First item for sale is:
A 630 square feet low cost apartment with 3 rooms, a bathroom and a toilet. It is located on the second floor of a 10 floors building (if I recalled correctly). This is an intermediate basic unit. The building is equipped with elevators on each side of the building. The area is in Bandar Baru Klang and less than 10 minutes drive to KL, Klang, Port Klang, Federal Highway or the NKVE. Selling fast at its cost price RM50,000 or neareast offer
Second item for sale is
A 2001 Suzuki VS125 scooter. Silver colored, in good condition with scheduled service, proper maintenance and handling, with original parts. Never involved in any accident and looks like a new bike. Selling fast at the price of RM3000 negotiable
All enquiries can be directed to this e-mail: lanhijau@yahoo.com. This is also my way of checking whether blogs can be a new tool for marketing, for business ventures or could be the next in-thing for business.
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